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Top 4 Mobile Apps for Online Students

Online Mobile Apps

Mobile apps can make learning easier for busy online students like you, helping you to quickly access online resources while you are on the go. Here are four of our favorite mobile apps for online students.

1. Get Pocket

Get Pocket is a mobile app that allows you to save websites, blog posts, videos and just about anything else you can think of to your device so that you can access it later. What makes this app so special is that it will save the information to your device, which allows you to access everything whether you are connected to the Internet or not. This is a great way to save research materials or supplemental reading assignments for while you are out and about.

2. Wi-Fi Finder

Wi-Fi Finder is by far one of the most useful apps to have if you are trying to work on your assignments while you are away from your home computer. This app will show you a complete listing of all the wireless networks around you, and it does a much better job of finding networks than the wi-fi detector already in your mobile device.

3. Dragon Dictation

Dragon Dictation allows you to create text messages, blog posts, social media posts, notes and more through your own speech. It records whatever you say and converts it into text. It is a great app to use to brainstorm and save your ideas for assignments, no matter where you are.

4. Wolfram Alpha

Wolfram Alpha is basically Google on steroids. It is a search engine that allows you to search for almost anything and will provide you with precise and comprehensive information. For example, if you ask “What is the unemployment rate in Los Angeles?,” it will give you a correct number and links to other related sources. It allows you to use natural language to find information easily and quickly.

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These are just a few of the practical and useful mobile apps that cater to students. They are designed to save you time and give you easier access to resources, tools and information. You can find even more apps at http://edudemic.com/2012/11/30-recommended-apps-for-online-students/.

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5 Ways to Boost Your Mood at the Office

Office smiley face

Your life experience and your education at Argosy University can prepare you for a successful career, but what about those everyday workplace stresses we all face?

Not to fear: We've compiled the best tips for staying happy and productive in the workplace, whatever your profession.

Follow these simple tips to improve your mood and boost your productivity.

1. Beautify Your Surroundings: Most people spend at least eight hours a day at work. Because you'll be spending the majority of your time at the office, why not make your workspace functional and beautiful? Postcards from your favorite vacation, tastefully framed photos of loved ones and pets, and well-designed office supplies can elevate your desk from blah to bearable.

If you're near a window (or otherwise get adequate light), consider buying a plant—plants have been shown to improve people's moods. Of course, always respect your office's décor guidelines; you don't want to miss out on a promotion because you've put your Beanie Baby collection on display.

2. Take Exercise Breaks: Long hours at the desk, poor lighting conditions, and ergonomically unfriendly chairs can take their toll on your physical well-being. As often as possible, get up and take a five-minute walk.

Between walk breaks, do simple at-your-desk stretches: Raise your arms above your head and hold for five seconds, and always practice good posture. If your coworkers are willing, start a weekly lunch exercise club. Physical activity will keep you alert and help you power through the 3:00 PM slump.

3. Make Office Buddies: When the going gets tough, the tough get support from their friends. Even if you work best independently, office friends will enrich your professional life immeasurably. That said, it's best to avoid gossiping and discussing intensely personal problems, both of which can give you a reputation for being unprofessional.

4. Develop Your Skills: Many of us aren't taking full advantage of our current jobs, which might offer more potential for professional development than they appear to. Identify a skill or set of skills you've always wanted to develop or improve and then determine whether your current role can help you build that skill. You'll feel more accomplished, and your new abilities will give you an edge in the future.

5. Remember What You Love about Your Job: If you're feeling down-and-out about work, take a moment to reflect on what drew you to the position in the first place. Perhaps you were enticed by your company's altruistic mission, the wisdom of your manager or unbeatable perks.

Keep in mind that everyone has bad days and that being frustrated with a certain client, project or coworker doesn't mean your job is all bad. Reframing frustrations can help you see them more clearly and appreciate the good things about your position.

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How to Avoid Reaching Your Student Loan Limit

Did you know there is a limit on how much you can borrow in student loans? Unfortunately, many people don't know these loan limits exist until it's too late.

credit card limit

Before we talk about how to avoid reaching this limit, let's start with making sure you understand what loan limits are.

Most people are familiar with credit card limits. When you reach your credit card limit (often known as maxing out your card), you are required to pay down your principle before you can use the card again. It's similar with students loans; once you've borrowed a certain amount, you can't borrow more until you pay some back. If you're relying too heavily on federal loans, this could leave you unable to afford your education and stuck with unmanageable amounts of debt.

Now, let's discuss the details and how to avoid this situation by practicing responsible borrowing.

Annual and Total Loan Limits: How Do I Know What They Are?

The federal government limits the total amount of subsidized and unsubsidized loans a student can borrow at one time – this is known as a total or aggregate loan limit. If you previously attended college and took out federal loans that you have not yet repaid, those loans will count toward your total loan limit. To check your prior federal student aid history and previous loans, visit the National Student Loan Data System at www.nslds.ed.gov.

There is also an annual loan limit on the amount of loans you can borrow in one academic year. Total and annual loan limits depend on your year in school and whether you are dependent or independent student. You can see the annual and total loan limits that apply to you at http://studentaid.ed.gov/types/loans/subsidized-unsubsidized#how-much-can-i-borrow. If you're a current student, you can also contact your Student Finance Counselor to learn more.

How to Avoid Reaching These Limits

When you discuss your financial aid package with your Student Finance Counselor, make sure you understand your loan limits and try not to rely solely on federal loans.

Here are just a few tips that can help you avoid reaching these limits.

Find alternative ways to finance your education, such as scholarships and grants. There are many scholarships and grants out there, so don’t be afraid to apply. They can make a big difference in your financial plan!

Ask your employer if they are willing to help sponsor your education. This is usually only an option if your desired degree will allow you to gain skills relevant to your work.

Make regular cash payments. Even if these payments are as small as $20 per month, you can reduce the amount you need to borrow and the interest you’ll pay in the future.

• Only accept the aid that you truly need. You do not have to take the full amount of federal aid for which you are eligible, and you should not use these loans for expenses outside of your education.

Stay committed to completing your education in a timely manner. Having to re-take a class will end up costing you extra.

When you create a plan for paying for your degree, think about your long-term financial future. Remember, having to make large monthly payments on your student loan debt will limit what you can spend in the future on large purchases, such as your house or your car, and even daily expenses. Making the right choices today will help you tomorrow.

Related Post: How to Save Money and Finance Your Education Responsibly

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